![]() The coolest bit? Your rewards never expire as long as your account stays open.Īnd with no capon the rewards you can earn, the potential to earn cash back is limitless. You can get your cash back as a direct deposit, statement credit, or request a check by mail (as long as it’s at least $5). The redemption process is pretty flexible, too. Points don’t expire unless you close the account (Just remember to keep paying off those purchases to get the full 2%.) So whether you’re buying groceries, filling up gas, or shopping online, the Citi Double Cash Card can help you earn some cashback. There’s no limit to how much cashback you can earn-and your cashback doesn’t expire as long as you keep the card open. ![]() That’s why it’s called the “Double Cash” card. This means you’re earning double the cashback (1% when you buy and another 1% when you pay it off). So if you pay off that $5 coffee, you get another five cents. When you pay off that coffee (or any other purchase on your card bill), you earn another 1% cashback on the amount you pay off. So if you buy a coffee for $5, that’s five cents in your pocket. It’s all about rewarding you not just for buying stuff, but also for paying off those purchases.įor every purchase you make, you get 1% cashback right off the bat. You have only 60 days rather than four months, however, to complete any balance transfers to qualify for its introductory APR.The Citi Double Cash Card has a pretty unique cashback concept. The Customized Cash Rewards card also has a balance transfer fee of 3%, but you won’t have to worry about that fee going up. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after four months of account opening.
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